Law Office of
David W. Kapor & Associates
Social Security Disability Lawyer
Call Before Social Security
Says No - David W. Kapor
BBB - Law Office of David W. Kapor & Associates Super Lawyers - Law Office of David W. Kapor & Associates
or make an Inquiry by email

Cincinnati Social Security Disability Law Blog

Are workers’ compensation and SSDI the same?

No, workers’ compensation and Social Security Disability Insurance are not the same. Though both of these programs are two of the largest disability benefit programs in the United States, they are different. The difference between the two can be confusing and it may be helpful to Ohio residents to have a basic understanding about these programs, eligibility to apply, waiting period if any, who and what they cover.

Workers’ compensation offers benefits to those individuals who are workers and have suffered an injury on the job or have a work-related illness. Regardless of the length of their employment, and starting the very first day of their employment, an injured worker is eligible for worker’s compensation benefits. It covers long-term, short-term, partial and total disabilities.

Can I appeal my Ohio SSA disability determination?

The Social Security Administration (SSA) has a procedure in place, referred to as the sequential evaluation process for disability determinations. It is a five-step process for Ohio adults and a three-step process for Ohio children.

For adults, the sequential evaluation process requires that several factors must be reviewed when making a determination. First, these factors include the person's work activity and the severity of their impairment. Next, the SSA makes a determination of whether that impairment or impairments fall under the listing and the person's residual functional capacity. This includes things such as past work and the ability to do other work based on their work experience, education level and age.

We can help you understand what qualifies as an Ohio disability

The Social Security Administration has a specific definition of what qualifies as a disability. There are 14 categories of conditions that fall under the definition of a disability for not just Ohioan, but for the entire country. For instance, musculoskeletal injury is one such category.

Musculoskeletal injuries include conditions, such as a degenerative disc disease, arthritis in ones knees, feet, shoulders, osteoarthritis, fractures or some other disabling illness. Generally, workers who perform jobs where they may have to lift heavy materials or things are more likely to suffer such injuries. These include, but are not limited to, people working as nurses who may have to lift and move heavy patients, factory workers and workers in the building trades, like pipefitters.

What is the difference between SSDI and SSI?

Social Security Income (SSI) and Social Security Disability Insurance (SSDI) are two of the largest programs that the Federal government has available for Ohioans with disabilities. Though both programs are managed and administered by the Social Security Administration (SSA), and to qualify for benefits an Ohioan must have a disability and satisfy specific medical requirement, each program is distinctly different.

SSDI benefits are available to those who were employed, worked long enough and were able to contribute into social security. This program gives benefits to not only the person with a disability, but also insured family members. SSI benefits, on the other hand, are determined based on the financial need of an individual with a disability or disabilities.

Does SSA let you collect more than one disability benefit?

If you are at the moment considering applying for disability benefits, then you may have a lot of questions. If you do, don't worry. You're not alone. The rules governing the two major benefits systems are complex to say the least and sometimes confuse even the most educated of people.

By establishing this blog, we hoped to provide answers to some people's questions. Today, we'd like to look at a common question we hear asked a lot here at the Law Office of David W. Kapor & Associates:

Ohio rent is unaffordable for SSD beneficiaries, report concludes

Whether you're currently looking for an apartment for the first time or have been living on your own for a number of years, chances are you're well aware of how expensive housing can get here in Ohio. Although rent can fluctuate depending on where you live in the state, sometimes what can seem like a fair price may be challenging to pay because of a person's income. We can see that this is true for low income individuals who may struggle to make ends meet from month to month.

For people with disabilities this is especially true because they oftentimes rely solely on government benefits to subsidize their rent and other needs. In some cases, the amount of government benefits they receive simply isn't enough to cover all of their expenses, forcing them to sometimes make the decision between eating and paying their rent. If we look at the numbers, it's not difficult to see why this is an issue here in Ohio.

Just because it's in your head doesn't mean it's not disabling

Some mental conditions can have a negative impact on a person's life. It's a sentiment most people living with mental conditions can agree with. But did you know that in some cases, even if a person's mental condition is creating major challenges, an individual may not seek treatment? They might not even get a diagnosis because they may be too embarrassed to admit that they are suffering.

This can create major problems though for an individual, especially if their condition is keeping them away from maintaining employment. Unlike a physical condition where it may be obvious to an employer that an employee is disabled, mental conditions by their nature are difficult to spot. Multiple employers might terminate an employee with a mental condition without even realizing that they have a disability. As you can imagine, being unable to maintain employment for long periods of time or being forced out of work for lengthy periods can create a financial strain on an individual. This could leave them feeling overwhelmed and wondering what options they have left.

How SSA determines if you are eligible to return to work

Every now and then, as some of our more regular readers are already well aware, we like to remind Ohioans that not all applications for disability benefits get approved. The reason we do this is because we want visitors to our blog to know that they are not alone. People across the nation run into this issue every year.

Despite knowing you're not alone though, you may question why this happens. After all, you can see that you are disabled, why can the Social Security Administration see that? Truth is, there are a number of reasons why SSA denies disability benefits to an individual. In some cases, something as simple as forgetting medical records could cost you your benefits. While in other cases, it's because the Administration is not convinced that you are disabled enough to be remain out of the workforce.

If you can't make it in person to an appeal, you have options

If you're a long-time follower of our blog, then you are probably very familiar with the process of applying for Social Security disability benefits by now. That's because we've explained the entire process and specific elements of it many times over on our blog in an attempt to make residents here in Cincinnati more informed about their rights.

One thing that we have mentioned before in past posts is the fact that not all applications for disability benefits are approved the first time around. In some cases, this is because the Administration does not feel that a person's condition meets the definition of a disability. In other cases, an application may be denied because of an applicant's honest mistake. Whatever the reason, people who disagree with a determination have the right to appeal this decision and can do so in front of an Administration Law Judge.

I'm not dead yet: the phrase you shouldn't have to say to SSA

Did you know that the Social Security Administration mistakenly declares 9,000 people dead each year? While this is only a tiny fraction of the 2.8 million actual deaths a year, the resulting problems this clerical error can cause an individual is inconvenient to say the least. It's also an error some people think Congress should address.

The problem this clerical error creates can be best exemplified by an out-of-state case where a typo made by a funeral worker caused a 52-year-old mother of two to lose her disability benefits back in 2011. The funeral worker's mistake caused the Administration to think that the woman was dead. And because disability benefits do not continue after a person's death, SSA terminated payments, leaving the woman in a very difficult financial situation.

Privacy Policy | Business Development Solutions by FindLaw, a Thomson Reuters business.